BUSINESS INSURANCE
No matter what size or type of business you own or manage, you will face risks every day, some obvious, some not so. For many organisations success means being able to take risks but, like a trapeze artist at the circus, it is always better to have a net ready in case of a fall.
At Belmont International we provide you with the peace of mind that comes with knowing that your business is fully protected, insured and cared for. By using our experience and expertise we don’t just provide a safety net in case you tumble, we help you to avoid the slips that could cause the fall.
Products and Services
Companies of all sizes face a variety of risks every day and understanding, measuring and managing those risks is crucial to the long term success of your business. Using a combination of business insurance and risk management advice we provide protection and advice that helps to:
Identify, evaluate and manage your risks
Secure insurance solutions that eliminate the risk of nasty surprises
Achieve competitive premiums for high quality insurance products
Leverage strong relationships with insurers that will support you
Ultimately enabling you to sleep at night knowing that should the worst happen you will have the correct cover, securing the longevity of your business.
How do we do it?
We follow a distinct tried and tested process, learning about your business, unique risks and aims. Through determination of the ideal insurance solution and negotiation with the right insurers we then translate all of this into insurance, risk management and employee benefit solutions that fit your needs.
PERSONAL INSURANCE
You cherish your family, home and valuable possessions and as such want protection for them that works when you need it most, compensating and supporting you when the worst happens. This means having cover that recognises your wealth, lifestyle and family needs.
In a world of call centres and websites that enable you to buy insurance that is quick and cheap, often at the expense of cover and service, Belmont International ‘s Private Clients team focuses on making sure that you have the protection that you deserve, offering experienced advice and support when you need it most.
Products and Services
Valuable homes, cars and personal possessions, such as fine arts and antiques, boats and yachts all require insurance solutions that are rarely catered for by cheap and easy online or phone based products. By getting to know you, your needs and requirements Private Clients team can use their considerable knowledge and experience to:
offer insurance solutions that provide the cover that is right for you
provide guidance on subjects such as security, building costs and fine art valuations
assist when things go wrong and you need to make a claim
help you through the paperwork and insurance jargon that can put people off
Our strong relationships with key providers of high quality insurance products, such as Chubb, Hiscox, J R Clare, AIG and Zurich to name but a few, mean that we are often able to negotiate preferred rates and unique covers on your behalf.
FINANCIAL SERVICES
Employee benefit programmes form an important element of any employee recruitment and retention strategy. The long term financial benefits of a stable and motivated workforce are massive. At Belmont International we provide expertise, guidance and support that helps you to protect you and your staff, increase loyalty, boost recruitment and reduce staff turnover.
But as an owner or manager of a business you too need looking after. The success of a business doesn’t come without commitment, time and pressure and you need to know that should something happen to you, your health, family and business will be looked after. That is why we protect the key people within our commercial clients, looking after them and not just their businesses.
PASSENGER TRANSPORT
Belmont International have been recognised experts in insurance and risk management for the passenger transport sector for more than two decades and we are responsible for insuring thousands of buses and coaches as well as a large proportion of the UK’s rail network.
Public transport is the safest form of transport in the UK but every accident or injury is one too many. That is why our experienced passenger transport team focuses not only on insurance solutions for small and large operators but on risk management and improvements that will help to improve road safety in the UK whilst enhancing operator profitability.
Products and Services
Large bus and coach operators and small family businesses with just a few vehicles all face risks. At Belmont International we understand those risks and work with operators to measure, manage and minimise them whilst providing bespoke insurance solutions that protect your bus and coach operators should the worst occur.
We help to
Protect your business against the financial impact of accidents
Manage insurance and accident costs, improving on your bottom line
Reduce the number and effects of road accidents
Improve on driver and operational awareness of risks
How do we do it?
No two operators are the same. Routes, vehicle types, customers and geography amongst other things can make a big difference to the risks that you face. By following a tried and tested process that requires us to learn about your business, identify solutions and then continuously monitor your needs, we provide a service that can protect your business and aid profitability.
KENT INSURANCE
As Kent’s leading truly independent insurance and financial services adviser we believe passionately in protecting Kent businesses and helping their owners to thrive. Using an integrated approach that can combine commercial and private insurance, risk management and employee benefits in a way that protects both commercial and personal interests, we offer Kent’s business owners and managers the highest levels of expertise, experience and service right on their doorsteps.
Business owners in Kent shouldn’t need to look beyond their own community for solutions that can protect their business and personal financial security.
Thanks to our knowledge and client focussed approach, they don’t.
Products and Services
From small enterprises to some of Kent’s best known names, we already provide risk and insurance solutions to hundreds of Kent’s businesses. The diversity in size and trade means that Kent’s businesses face a variety of risks and we take very seriously our role in helping you as owners and managers to understand, measure and manage them.
By learning about and understanding Kent’s businesses we are able to
Protect Kent businesses against the financial impact that disasters can have
Manage their insurance and accident costs, improving on Kent’s bottom line
Aid staff attraction, retention and safety
Improve on each management team’s awareness of risk
Add solutions and benefits that protect Kent business owners home and families
The benefits for Kent’s businesses
All too often discussions about insurance centre on price and whilst there is no doubt that price is a key issue, low cost insurance that doesn’t provide the protection needed when things go wrong is pointless. But it isn’t the policy that is usually at fault, it is the lack of attention to detail and the advice given that results in gaps. You may chose to save money by leaving something uninsured, but that should be a conscious decision having weighed up the options, not an error. |